| SR.NO. |
|
|
|
|
SCHEME / PRODUCT |
SOCIETY |
PUBLIC |
| 1 |
|
|
|
|
KISAN CREDIT CARD |
|
|
|
|
|
|
|
UP TO Rs.3,00,000/- |
6.00% |
7.00% |
|
|
|
|
|
ABOVE Rs.3,00,000/- |
6.00% |
10.50% |
| 2 |
|
|
|
|
MT AGRICULTURE ALLIED ACTIVITY |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
10.50% |
10.50% |
|
|
|
|
|
ABOVE TO Rs.50,000/- |
10.50% |
10.50% |
| 3 |
|
|
|
|
MT DAIRY |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
10.50% |
10.50% |
|
|
|
|
|
ABOVE Rs.50,000/- |
10.50% |
10.50% |
| 4 |
|
|
|
|
TRACTOR/FARM MECHANIZATION/IRRIGATION |
|
9.75% |
| 5 |
|
|
|
|
SHORT TERM LOAN OTHER PURPOSES |
11.00% |
11.50% |
| 6 |
|
|
|
|
TERM LOAN SHG |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.00% |
|
|
|
|
|
Rs.50,001/- TO Rs.2,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.2,00,000 |
|
10.00% |
| 7 |
|
|
|
|
CCL SHG |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.00% |
|
|
|
|
|
Rs.50,001/- TO Rs.2,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.2,00,000/- |
|
10.00% |
| 8 |
|
|
|
|
PERSONAL LOAN TO GOVT EMPLOYEE |
|
12.50% |
| 9 |
|
|
|
|
CONSUMER LOAN TO GOVT EMPLOYEE |
|
12.25% |
| 10 |
|
|
|
|
TL Loan against Pension |
|
12.50% |
| 11 |
|
|
|
|
GCC LOAN |
|
11.90% |
| 12 |
|
|
|
|
ECC LOAN |
|
11.90% |
| 13 |
|
|
|
|
SCC LOAN |
|
11.90% |
| 14 |
|
|
|
|
COMPUTER LOAN |
|
12.25% |
| 15 |
|
|
|
|
LOAN AGAINST PROPERTY |
|
CIBIL Score>800 ROI 10.50% |
|
|
|
|
|
|
|
CIBIL Score<800 ROI 11.00% |
| 16 |
|
|
|
|
LOAN AGAINST FIXED DEPOSIT |
|
|
|
|
|
|
|
against own deposits |
0.75% above the rate of intt of deposit |
1% above the rate of intt of deposit |
|
|
|
|
|
against third party deposits |
|
2% above the rate of intt of deposit |
| 17 |
|
|
|
|
SECURED LOAN TO INDIVIDUAL |
|
1% above the rate of intt of deposit |
| 18 |
|
|
|
|
SECURED LOAN TO STAFF |
|
At par |
| 19 |
|
|
|
|
CC PDS |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
10.00% |
10.00% |
|
|
|
|
|
ABOVE Rs.1,00,000/- |
10.00% |
10.00% |
| 20 |
|
|
|
|
CC FERTILIZER |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
10.00% |
10.00% |
|
|
|
|
|
ABOVE Rs.1,00,000/- |
10.00% |
10.00% |
| 21 |
|
|
|
|
CC FOR WEAVERS |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
9.00% |
11.00% |
|
|
|
|
|
ABOVE Rs.1,00,000/- |
9.00% |
11.00% |
| 22 |
|
|
|
|
CC HYPO TO INDIVIDUAL |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
|
11.50% |
|
|
|
|
|
Rs.1,00,000/- TO Rs.40,00,000/- |
|
11.75% |
|
|
|
|
|
ABOVE Rs.40,00,000/- |
|
12.50% |
| 23 |
|
|
|
|
CC TO SOCIETIES OTHER PURPOSE |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
10.75% |
|
|
|
|
|
|
ABOVE Rs.1,00,000/- |
11.00% |
|
| 24 |
|
|
|
|
CC ORCHARD TO INDIVIDUAL |
|
|
|
|
|
|
|
UP TO Rs.3,00,000/- |
|
10.50% |
|
|
|
|
|
ABOVE Rs.3,00,000/- |
|
11.00% |
| 25 |
|
|
|
|
CC-SL TO SOCIETIES |
0.75% above the rate of intt of deposit |
| 26 |
|
|
|
|
SECURED LOAN AGAINST NSC/KVP/LIC |
|
|
|
|
|
|
|
SECURED TERM LOAN AGAINST NSC/KVP |
|
11.00% |
|
|
|
|
|
SLI AGAINST NSC/KVP |
|
11.50% |
|
|
|
|
|
TERM LOAN AGAINST LIC |
|
11.00% |
|
|
|
|
|
SLI AGAINST LIC |
|
11.50% |
| 27 |
|
|
|
|
SLI TO STAFF AGAINST NSC/KVP |
|
At par |
|
|
|
|
|
SLI TO STAFF AGAINST LIC |
|
7.50% |
| 28 |
|
|
|
|
TL-PERSONAL VEHICLE LOAN |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
8.70% |
|
|
|
|
|
ABOVE 3 YEARS TO 5 YEARS |
|
8.70% |
|
|
|
|
|
ABOVE 5 YEARS TO 7 YEARS |
|
8.70% |
| 29 |
|
|
|
|
VEHICLE LOAN GOVT EMPLOYEE |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
8.70% |
|
|
|
|
|
ABOVE 3 YEARS TO 5 YEARS |
|
8.70% |
|
|
|
|
|
ABOVE 5 YEARS TO 20 YEARS |
|
8.70% |
| 30 |
|
|
|
|
COMMERCIAL VEHICLE |
|
|
|
|
|
|
|
UP TO Rs.3,00,000/- |
|
9.75% |
|
|
|
|
|
ABOVE Rs.3,00,000/- TO Rs.5,00,000/- |
|
9.75% |
|
|
|
|
|
ABOVE Rs.5,00,000/- TO Rs.20,00,000/- |
|
9.75% |
|
|
|
|
|
ABOVE Rs.20,00,000/- |
|
9.90% |
| 31 |
|
|
|
|
CC FOR TRANSPORT BUSINESS |
12.00% |
12.00% |
| 32 |
|
|
|
|
TWO WHEELER
|
|
|
|
|
|
|
|
FOR GOVT EMPLOYEE |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
12.00% |
|
|
|
|
|
ABOVE 3 YEARS |
|
12.00% |
|
|
|
|
|
FOR OTHERS |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
12.00% |
|
|
|
|
|
ABOVE 3 YEARS |
|
12.00% |
| 33 |
|
|
|
|
LOAN FOR HOUSE CONSTRUCTION/REPAIR/PURCHASE |
|
|
|
|
|
|
|
UP TO 5 YEARS |
|
8.75% |
|
|
|
|
|
ABOVE 5 YEARS TO 10 YEARS |
|
9.25% |
|
|
|
|
|
ABOVE 10 YEARS TO 15 YEARS |
|
9.25% |
| 34 |
|
|
|
|
HOME LOAN TO GOVT EMPLOYEE |
|
|
|
|
|
|
|
UP TO 5 YEARS |
|
8.75% |
|
|
|
|
|
ABOVE 5 YEARS TO 10 YEARS |
|
9.25% |
|
|
|
|
|
ABOVE 10 YEARS TO 15 YEARS |
|
9.25% |
|
|
|
|
|
ABOVE 15 YEARS |
|
9.25% |
| 35 |
|
|
|
|
HIRING OF BANK BUILDING ACCOMODATION/COMMERCIAL |
|
12.00% |
| 36 |
|
|
|
|
NFS/SSI/HOTEL/MOTEL/KVIB/DIC/OTHER NPS ACTIVITIES |
|
|
|
|
|
|
|
UP TO 5 YEARS |
|
10.85% |
|
|
|
|
|
ABOVE 5 YEARS TO 10 YEARS |
|
11.10% |
|
|
|
|
|
ABOVE 10 YEARS TO 15 YEARS |
|
11.10% |
|
|
|
|
|
ABOVE 15 YEARS |
|
11.60% |
| 37 |
|
|
|
|
DOCTOR/PROFESSIONAL LOAN |
|
|
|
|
|
|
|
UP TO 5 YEARS |
|
10.20% |
|
|
|
|
|
ABOVE 5 YEARS TO 10 YEARS |
|
11.00% |
|
|
|
|
|
ABOVE 10 YEARS TO 15 YEARS |
|
11.50% |
|
|
|
|
|
ABOVE 15 YEARS |
|
12.00% |
| 38 |
|
|
|
|
TERM LOAN WEAVERS |
|
|
|
|
|
|
|
UP TO Rs.2,00,000/- |
10.00% |
11.00% |
|
|
|
|
|
ABOVE Rs.2,00,000/- |
10.00% |
11.00% |
| 39 |
|
|
|
|
SGSY/SJSRY |
|
|
|
|
|
|
|
UPTO Rs.50,000/- |
|
11.00% |
|
|
|
|
|
ABOVE Rs.50,000/- |
|
11.25% |
| 40 |
|
|
|
|
SCAVENGER/SME |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.90% |
|
|
|
|
|
ABOVE Rs.50,000/- |
|
11.65% |
| 41 |
|
|
|
|
EDUCATION LOAN |
|
|
|
|
|
|
|
UP TO Rs.4,00,000/- |
|
9.75% |
|
|
|
|
|
Rs.4,00,001 /-TO Rs.7,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.7,00,000/- |
|
10.25% |
| 42 |
|
|
|
|
SHG-NRLM |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.00% |
|
|
|
|
|
Rs.50,000/- TO Rs.2,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.2,00,000/- |
|
10.00% |
| 43 |
|
|
|
|
MT JOINT LIABILITY GROUP |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
11.00% |
|
|
|
|
|
Rs.50,000/- TO Rs.2,00,000/- |
|
11.00% |
|
|
|
|
|
ABOVE Rs.2,00,000/- |
|
11.00% |
| 44 |
|
|
|
|
OVERDRAFT-PUBLIC |
|
15.00% |
| 45 |
|
|
|
|
CCL TO CONTRACTORS |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
|
11.75% |
|
|
|
|
|
Rs.1,00,000/- TO Rs.40,00,000/- |
|
12.00% |
|
|
|
|
|
ABOVE Rs.40,00,000/- |
|
12.50% |
| 46 |
|
|
|
|
CCL AGAINST PROPERTY |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
|
12.25% |
|
|
|
|
|
Rs.1,00,000/- TO Rs.40,00,000/- |
|
12.50% |
|
|
|
|
|
ABOVE Rs.40,00,000/- |
|
12.50% |
| 47 |
|
|
|
|
CC NRLM |
|
|
|
|
|
|
|
UP TO Rs.1,00,000/- |
|
10.00% |
|
|
|
|
|
Rs.1,00,000/- TO Rs.40,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.40,00,000/- |
|
10.00% |
| 48 |
|
|
|
|
USED VEHICLE |
|
12.50% |
| 49 |
|
|
|
|
LOAN AGAINST PROPERTY FESTIVAL SCHEME |
|
11.75% |
| 50 |
|
|
|
|
VEHICLE LOAN PERSONAL FESTIVAL SCHEME |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
8.75% |
|
|
|
|
|
ABOVE 3 YEARS TO 5 YEARS |
|
9.00% |
|
|
|
|
|
ABOVE 5 YEARS |
|
9.25% |
| 51 |
|
|
|
|
VEHICLE LOAN COMMERCIAL FESTIVAL SCHEME |
|
|
|
|
|
|
|
UP TO Rs.3,00,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.3,00,000/- |
|
10.50% |
|
|
|
|
|
|
|
|
| 52 |
|
|
|
|
VEHICLE LOAN TWO WHEELER FESTIVAL SCHEME |
|
|
|
|
|
|
|
UP TO 3 YEARS |
|
12.00% |
|
|
|
|
|
ABOVE 3 YEARS |
|
12.00% |
|
|
|
|
|
|
|
|
| 53 |
|
|
|
|
HOME LOAN FESTIVAL OFFER |
|
|
|
|
|
|
|
Upto 5 YEARS |
|
9.00% |
|
|
|
|
|
ABOVE 5 YEARS to 10 YEARS |
|
9.35% |
|
|
|
|
|
ABOVE 10 YEARS to 15 YEARS |
|
9.35% |
|
|
|
|
|
ABOVE 15 YEARS |
|
9.50% |
| 54 |
|
|
|
|
TRANSPORT SOCIETY |
|
|
|
|
|
|
|
UP TO Rs.3,00,000/- |
|
9.50% |
|
|
|
|
|
ABOVE Rs.3,00,000/- TO Rs.5,00,000/- |
|
9.50% |
|
|
|
|
|
ABOVE Rs.5,00,000/- TO Rs.20,00,000/- |
|
9.50% |
|
|
|
|
|
ABOVE Rs.20,00,000/- |
|
9.50% |
| 55 |
|
|
|
|
MUDRA YOJNA |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.50% |
| 56 |
|
|
|
|
CC MUDRA YOJNA |
|
10.50% |
| 57 |
|
|
|
|
SWADHAN E SALARY CAR LOAN |
|
8.60% |
| 58 |
|
|
|
|
SWADHAN E SALARY TWO WHEELER |
|
11.25% |
| 59 |
|
|
|
|
SWADHAN E SALARY PERSONAL |
|
11.75% |
| 60 |
|
|
|
|
SWADHAN VEHICLE COMMERCIAL |
|
10.25% |
| 61 |
|
|
|
|
SWADHAN EDUCATION LOAN |
|
|
|
|
|
|
|
UP TO Rs.4,00,000/- |
|
9.50% |
|
|
|
|
|
UP TO Rs.7,00,000/- |
|
9.75% |
|
|
|
|
|
ABOVE Rs.7,00,000/- |
|
10.00% |
| 62 |
|
|
|
|
SWADHAN KISAN SAMRIDHI |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.25% |
|
|
|
|
|
ABOVE Rs.50,000/- |
|
10.75% |
| 63 |
|
|
|
|
SWADHAN KISAN SAMRIDHI PLUS |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.25% |
|
|
|
|
|
ABOVE Rs.50,000/- |
|
10.75% |
| 64 |
|
|
|
|
SWADHAN DAIRY SUVIDHA |
|
|
|
|
|
|
|
UP TO Rs.50,000/- |
|
10.00% |
|
|
|
|
|
ABOVE Rs.50,000/- |
|
10.00% |
| 65 |
|
|
|
|
SWADHAN eSALARY |
|
10.50% |
| 66 |
|
|
|
|
SWADHAN eSALARY OTHERS |
|
10.50% |
| 67 |
|
|
|
|
COVID linked Kisan Tatkal Rin Yojna |
|
9.00% |
| 68 |
|
|
|
|
COVID SHG Tatkal Sahayata |
|
10.90% |
| 69 |
|
|
|
|
Working Capital loan for Hospitality Industry |
|
10.50% |
| 70 |
|
|
|
|
CC Agriculture
|
|
10.00% |
| 71 |
|
|
|
|
Working Capital Loan for Private Bus Operator
|
|
11.00% |
| 72 |
|
|
|
|
PM Svanidhi
|
|
10.50% |
| 73 |
|
|
|
|
TL NULM
|
|
10.00% |
| 74 |
|
|
|
|
CC NULM
|
|
10.00% |
| 75 |
|
|
|
|
CC-WSHG(Only Women Self Help Groups) |
|
|
|
|
|
|
|
UP TO Rs. 3,00,000/- |
|
7.00% |
|
|
|
|
|
Above Rs. 3,00,000/- |
|
10.00% |
|
|
|
|
|
|
|
|
| 76 |
|
|
|
|
TL-WSHG(Only Women Self Help Groups) |
|
|
|
|
|
|
|
UP TO Rs. 3,00,000/- |
|
7.00% |
|
|
|
|
|
Above Rs. 3,00,000/- |
|
10.00% |
|
|
|
|
|
|
|
|
| 77 |
|
|
|
|
TERM LOAN GOVT. |
As per sanction letter |
| 78 |
|
|
|
|
CCL-INDUSTRIAL |
As per sanction letter |
| 79 |
|
|
|
|
CCL-HOUSE FEDERATION |
As per sanction letter |
| 80 |
|
|
|
|
CCL-LDB CLEAN |
As per sanction letter |
| 81 |
|
|
|
|
CC-AGRO INDUSTRY |
As per sanction letter |
| 82 |
|
|
|
|
CC-FINANCIAL CORPORATION |
As per sanction letter |
| 83 |
|
|
|
|
CC MARKETING SOCIETY |
As per sanction letter |
| 84 |
|
|
|
|
CC CONSORTIUM |
As per sanction letter |
